Podi

Podi | Herceg Novi Municipality

The Apex of

Villa Style

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Niko Lakovic

Presented At

€1,195,000

Bedrooms

Bathrooms

Living

3,639

SQFT

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Podi

Podi | Herceg Novi Municipality

Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro. , Podi , Herceg Novi Municipality

Luxury 3bdr Villa Podi, Herceg Novi

Area of the villa: 338 m2 Land area: 511 m2 Rooms: 4 Bathrooms: 3 + 2 Swimming pool 5m x 4m Garage Luxuriously furnished, family villa with an area of 338 m2, part of a complex of four villas, in the village of Podi above Herceg Novi, with an exceptional panoramic view of the entire Bay of Kotor. The villa consists of a spacious living room with access to a panoramic terrace, a kitchen with a dining room, three bedrooms with a bathroom, a study room that can be converted into a bedroom, a laundry room, a storage room, and technical rooms. On the courtyard level of the villa there is a relaxation area with a mini kitchen that can be used as a separate apartment or used as a gym area. In total, the villa contains three bedrooms, three bathrooms with an guest toilets, a large panoramic terrace, a garage of 28 m2, a swimming pool measuring 4m x 5m, a small decorative pool with a water wall, a summer kitchen… The villa is sold furnished, with all installations, kitchen utensils, and appliances, and almost every room offers a panoramic view of the sea. The nearest airport is in Dubrovnik (Croatia), 35 km away. The two domestic airports are in Tivat (45-minute drive) and the capital Podgorica (2-hour drive).

Gallery

3D Street View Tour

Property Location

Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro., Podi Herceg Novi Municipality

Local Weather & Climate

Podi, Herceg Novi Municipality

Current Conditions Updated recently

44 °F

Overcast clouds

Feels Like 44°F

Humidity 93%

Wind 0 mph

Visibility 6.2 mi

Sunrise 6:02 AM

Sunset 3:54 PM

5-Day Forecast

Thu 29 Jan

Rain

High 44°

Low 44°

Fri 30 Jan

Rain

High 52°

Low 47°

Sat 31 Jan

Rain

High 53°

Low 50°

Sun 1 Feb

Clouds

High 55°

Low 48°

Mon 2 Feb

Clouds

High 47°

Low 45°

Annual Climate Based on last 12 months

57° Avg Low

Jan

68° Avg High

Aug

184 Rainy Days

per year

Arid

Semi-Arid

Moderate

Wet

82.9" Annual Rainfall

Wet climate

❄

11 Snow Days

per year

Monthly Temperatures

Jan

51°

42°

Feb

53°

44°

Mar

57°

46°

Apr

65°

52°

May

70°

58°

Jun

82°

70°

Jul

85°

72°

Aug

89°

77°

Sep

79°

67°

Oct

65°

55°

Nov

58°

50°

Dec

56°

45°

Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Podi?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for Eurozone. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on Eurozone tax year 2025 (fiscal year: January-December). Tax laws change frequently and may have been amended since this data was compiled.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$1,195,000

Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro.

Podi, Herceg Novi Municipality

4 Beds

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Market Opinion

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Our perspective on current market conditions in Podi. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $119,500,000 20% down ($23,900,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$10,269/day

Your home may appreciate while you sleep

$72,078/week $312,337/mo $3,748,042/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$65.8M

+$93.3M

$93.3M Potential Equity

vs $65.8M lost to rent over 10 years

$23.9M Down Payment Growth

3.9x

10yr

$93.3M

8.1x

20yr

$193.1M

12.6x

30yr

$301.8M

Wealth Comparison

×719

Equivalent to 719 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $301.8M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $140.7M +18%

Market $162.7M +36%

Optimistic $187.8M +57%

$93.3M est. equity

20 Years

Conservative $165.7M +39%

Market $221.6M +85%

Optimistic $295.1M +147%

$193.1M est. equity

30 Years

Conservative $195.2M +63%

Market $301.8M +153%

Optimistic $463.8M +288%

$301.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro have?

This house at Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro features 4 bedrooms with 3,639 square feet of living space.

What is the size of Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro?

This property offers 3,639 square feet of living space.

What is the listing price for Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro?

This property is listed at $119,500,000, which equals $32839 per square foot.

Is now a good time to buy a home in Podi?

Based on current market indicators, Podi shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What is the climate like in Podi?

Podi features a pleasant climate. Average temperatures range from 57°F in winter to 68°F in summer. The area receives approximately 82.9 inches of precipitation annually. There are about 184 days with rain throughout the year. Expect around 11 days with snow. This climate information can help you plan for seasonal activities and energy costs.

What are the best months to visit or move to Podi?

Podi tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.

What type of property is Podi, Montenegro, Podi, Herceg Novi Municipality, Montenegro?

This is a house located in Podi, Herceg Novi Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.